Stepping into the digital world, we have brought Royal Smart Banking, a fully digital and secured mobile banking application available on Android and iOS platform for our valued members. The application allows the user to securely operate their accounts from “anywhere, anytime“. With more than 50 utility payment service, cooperative to bank transfer, bank to cooperative transfer and fund transfer, this app simplifies payment to be made.

Stand-out features:

  • Account Information: Balance Enquiry, Mini Statement
  • Fund transfer: Between accounts maintained at the cooperative
  • Cooperative to Bank Transfer (*Charges Apply)
  • Bank to Cooperative Transfer (User must have active mobile banking or internet banking service subscription of the respective bank)
  • Recharge and Top-up (NTC Prepaid, NTC Postpaid, Ncell, PSTN Landline, Smartcell, UTL, CDMA)
  • TV and Internet Bill Payment
  • Electricity and Water Bill Payment
  • Insurance Premium Payment
  • Airline and Movie Ticketing
  • Wallet Load (Esewa, IME Pay, Prabhu Pay, Khalti)
  • QR Merchant payment

Transaction Limit:

Service Per Transaction Per Day Per Month
Bank Transfer 50000.0 100000.0 1000000.0
Wallet Load 25000.0 100000.0 500000.0

Note: Transfer limit is inclusive of service charge.

Service Charge for bank transfer:

Range Charge
Rs. 0 to 1000 Rs.10
Rs. 1001 to 5000 Rs. 15
Rs. 5001 to 25000 Rs. 25
Rs. 25001 to 50000 Rs. 30
Rs. 50001 & Above Rs. 40

For more information contact our office near you.

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